Enterprise Investment Scheme

Investing in Innovation with Tax-Efficient Returns

The Enterprise Investment Scheme (EIS) is a UK government-backed initiative designed to encourage investment into early-stage, high-growth companies.

How EIS Works

When you invest in a qualifying EIS company, you buy new shares in a business that meets the government's eligibility criteria. In return, you receive a range of generous tax benefits designed to reduce your risk and enhance your overall return.

The scheme is overseen by HMRC, and all EIS-qualifying companies must operate in sectors that contribute to the UK economy and demonstrate growth potential.

By supporting innovation and entrepreneurship, EIS provides attractive tax incentives to investors who help fuel the growth of British businesses.

Key Investor Benefits

30% Income Tax Relief

Claim 30% income tax relief on investments up to £1 million per tax year (or £2 million for knowledge-intensive companies).

Tax-Free Capital Gains

If shares are held for at least three years, any profits made when selling are free from Capital Gains Tax (CGT).

Loss Relief

If the company doesn't perform as expected, offset the loss against your income or capital gains tax.

Capital Gains Deferral Relief

You can defer tax on capital gains from other investments if those gains are reinvested into an EIS company.

Inheritance Tax Exemption

EIS shares are typically exempt from Inheritance Tax once held for two years and at the time of death, under Business Relief rules.

If you invest £50,000 in an EIS-qualified company:

Example of How EIS Tax Relief Works

You can claim £50,000 (30%) back in income tax relief

If the investment doubles in value after three years, you'll have a £50,000 gain and pay  no Capital Gains Tax

Your net cost is effectively £35,000

If the company underperforms, you can claim loss relief, further reducing risk exposure

Summary Of EIS Benefits

Feature

Description

Income Tax Relief

30% on investments up to £1M (£2M for KICs)

CGT Exemption

No CGT on gains after 3 years

CGT Deferral

Defer tax on other gains when reinvested

Loss Relief

Offset losses against income or gains

Inheritance Tax Relief

100% exemption after 2 years

Minimum Holding Period

3 years

Investor Eligibility

EIS is open to individual UK taxpayers who invest in new shares of qualifying companies. To qualify:

You must not have a controlling interest in the company

The company must have obtained EIS Advance Assurance from HMRC confirming its eligibility

Shares must be held for at least three years to retain reliefs

Important Information

EIS investments are in unlisted, early-stage companies, and capital is at risk. Returns are not guaranteed, and investors should seek professional advice to ensure EIS is suitable for their financial circumstances.

Ready to Explore EIS Opportunities?

We work with EIS-qualifying companies across sectors including renewable energy, sustainable technology, and innovation-led ventures. Contact our investment team to learn more about current opportunities.